Insurance Blog Week in Review – May 27 – June 2, 2012

The Insurance Blog Week in Review provides you with a quick and easy way to “ketchup” on all the blogs that appeared here in the past week. There can be anywhere between twelve and fourteen different blogs that go up. What did you miss? Lloyd’s of London Denied Coverage for Bill Paxton The insurer that is well known for approving of all kinds of strange insurance policies denied a request made by Bill Paxton for life insurance. CalPERS Will Offer Coverage for Same-Sex Couples The California retirement fund for state employees will now be able to offer long-term care insurance … Continue reading

One Out of Four Americans is Uninsured

A recent study done by the Commonwealth Fund found that one out of every four Americans went completely without health insurance at some point in 2011. The reason for the lack of insurance comes from unemployment or due to a change in job. This is something to keep in mind as we wait to see what the Supreme Court decides about the Affordable Care Act. The Commonwealth Fund is a private foundation. Its focus is to promote a high preforming health care system. They want to see the current American health care system to have better access and quality and … Continue reading

Fewer Young Adults Lacked Health Insurance in 2012

Gallup does polls about all kinds of things. They ask people specific questions, and keep track of the answers. According to Gallup, fewer young adults in the United States lacked health insurance coverage in 2012 than that age group did in previous years. In 2010, a specific provision of the Affordable Care Act went into affect. As of September 23, 2010, young adults who were between the ages of 18 and 26 were able to be covered by their parent’s health insurance policies. Previous to this health reform law, insurers were only allowing parents to include coverage for their children … Continue reading

You Can’t Apply Online for Medicaid in Arkansas

Many states will let people apply for Medicaid online. Some require people to apply online. Arkansas, on the other hand, makes people apply in person, (carrying a bunch of official documents). Clearly, the state of Arkansas wants to make it extremely difficult for people to apply for Medicaid. Medicaid is a public, or government run, form of health insurance. It is designed to enable individuals and families who are low-income, and who cannot afford to purchase a health insurance plan from a private insurer, to be able to receive the health care they need. Medicaid is funded in part by … Continue reading

Kansas Medicaid Program is called HealthWave

Medicaid is a public insurance program that every state has. Individual states can simply call their program Medicaid, or, can change the name to something that better suits them. In Kansas, the Medicaid program is also called HealthWave. Medicaid is a public, or government run, form of health insurance. It is designed to help people who are low-income to receive health insurance coverage. The funding for Medicaid comes from both the federal government and the government of an individual state. In Kansas, the Medicaid program is called HealthWave. It is administered by the Department of Health and Environment. HealthWave combines … Continue reading

New Mexico’s Medicaid has 40 Categories of Eligibility

Each and every state has a Medicaid program. Some states offer a wider range of programs within their Medicaid system than others do. In New Mexico, there are approximately 40 categories of eligibility. According to the state’s website, New Mexico’s Medicaid program serves 1 in 3. Medicaid is a public, or government run, form of health insurance. It is designed to provide affordable health insurance coverage for people who are low-income and who cannot afford to purchase health insurance coverage from a private company. Medicaid funding comes from both the federal government and from the government of an individual state. … Continue reading

Obamacare Upheld

You certainly cannot avoid the latest news unless you are TV-less, radio-less, Internet-less, and friendless. This morning, the Supreme Court approved a key part of President Obama’s healthcare reform law be a ruling of 5 to 4. The official name is the Affordable Care Act (ACA), but most usually refer to it Obamacare. This means that by 2014, all Americans will be required to have some type of health insurance. Also included in the decision was the fact that insurers will no longer be able to deny people insurance based on a pre-existing condition and families can carry children on … Continue reading

The High Cost of Not Having Health Insurance

Americans who do not have health insurance are still going to require health care, from time to time. A government study shows that uninsured Americans are leaving hospitals with unpaid bills of up to $49 billion a year. This is happening with people who are both below and above the poverty line. A study done by the Department of Health and Human Services revealed some interesting results. It probably wouldn’t surprise anyone to know that families whose income places them below the poverty line, and who do not have health insurance, cannot pay their hospital bills. The study found that … Continue reading